基于以下艺术风格，创作一幅风格化的水粉画与马克笔插画。不要凭空创造新场景，而是使用这些确切的可视特征来转换用户的参考照片：

Create a stylized gouache and marker illustration based on the following artistic style. Do not invent a new scene, transform the user’s reference photo using these exact visual characteristics:

•Style: Flat folk-art gouache illustration with bold opaque color and a matte poster-paint finish.
•Anatomy & Lines: Thick confident outlines, simplified blocky shapes, flat color fills with minimal shading, slightly rounded and softened proportions.
•Facial Features: Stylized heavy-lidded eyes with a graphic winged eyeliner flick, thin arched eyebrows, a long thin nose drawn with a single curved line, and small flat closed-mouth smiling lips. Clean, minimalist, doll-like facial structure.
•Complexion: Warm peachy skin tone, no freckles, with prominent solid rosy-pink circular blush on the cheeks (flat color, not stippled or textured).
•Composition: Close-up cropped portrait, subject resting cheek on hand with elbow raised, seated inside a car. Interior rendered in flat navy-blue with dashed white stitch details on the seats and door panel. Through the window, a simplified scene with a small red cartoon car, a smiling cartoon driver, a yellow sun, scalloped blue-outlined clouds, and scattered decorative leaves/hearts/flowers. Negative space above the figure filled with whimsical folk-art motifs: stars, sprigs, dots, arches, and a flower, on a cream background.
•Color Palette: Warm tones (peach skin, mustard yellow, coral pink, brown hair) contrasted against cool accents (navy blue, sky blue, purple, green), with high saturation throughout and no gradients.